When it comes to making a meaningful difference in the lives of our customers and employees, USAble Life is always ready. We are a diverse group of individuals working together to go the extra mile. Through our DEI initiatives, employees feel empowered to bring their talents and voice to our culture.

Our passion for delivering the best products is matched only by our passion for our people. We are committed to making a meaningful difference in the lives of others which extends beyond our office walls. USAble Life has a long tradition of supporting our communities, and we're proud of the fact that our employees share that commitment.

We have been recognized as a "Best Places to Work" in Arkansas, Florida, and Hawaii. You'll be rewarded with opportunities for personal and professional development and opportunities for advancement. This, coupled with our engaging culture and a comprehensive benefits package, ensures we are committed to our employees.

Life Takes You Places! Are you ready to join us?

The starting base salary range for a Group Underwriter IV is $65,900 to $92,000. Actual salaries will vary by geographic location and are based on factors such as candidate's qualifications, experience, skills, competencies, and internal equity. In addition to base compensation, this role is eligible for an annual incentive plan based on company performance and individual performance.

What We Offer You:

• A culture that values employees and celebrates, empowers, and inspires a diverse workforce
• Outstanding and affordable benefits package including Medical, Dental, Vision, and company HSA contribution
• 401(k) with a 6% match that is fully vested from day one
• PTO provided on date of start plus 11 paid holidays
• Inclusion Council and Employee Resource Groups
• Personal and Career Development Learning Resources
• Recharge Days and Volunteer Time Off
• Tuition Reimbursement
• Wellness Program
• Employee Assistance Program
• This is a remote position.

Group Underwriter IV Overview

• Conducts risk assessment and selection for small, mid and large case market on Life and Disability, Dental and Worksite products.
• Produces rates for new groups using company proposal system.
• Prepares formal proposals and renewals using word processing, spreadsheet tools and software as applicable.
• Completes financial exhibits using established guidelines.
• Assists in the preparation of RFP response.
• Verifies rates on sold cases.
• Assist in training lower level underwriters and sales staff.
• Works on special product or rating projects as required.
• Uses knowledge of formulas to determine when deviation is necessary and recommendations alternatives.

Essential Duties

• Assesses risk and produces rates for new groups with advanced levels of autonomy.
• Completes annual renewals for all products and performs related maintenance tasks.
• Services current group clients including benefit changes, reporting, and response to telephone and email inquiries.
• Verifies sold case data including final rating.
• Provides training and mentoring to underwriting and sales staff.
• Performs projects and/or SME assignments

Required Knowledge, Skills, and Abilities

• Advanced knowledge of group insurance, dental and worksite products
• Advanced knowledge of Life and Disability underwriting
• Advanced understanding of underwriting principles and rating methodology.
• Demonstrated capability to apply experience rating formulas for all products.
• Advanced MS Office skills.
• Strong math and analytical skills.
• Excellent written and verbal communication skills.
• Ability to establish priorities and manage multiple projects simultaneously.

Required Education and Experience

• Bachelor's degree in a related field or equivalent work experience

• 5 years of underwriting experience

• Or equivalent military experience.

Preferred Education and Experience

• Life, Disability, and/or Supplemental product industry experience
• LOMA Certification
• HIAA

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